Stop Overpaying on Credit Card Processing for Your Small Business
See How We've helped Hundreds of Small Businesses Save Thousands in Fees a Year.
Dual Pricing | Cash Discount | Surcharge
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See How Much We've Helped Real Small Businesses Save a Year
Moreno's Feed and Pet Stores
Saved $36,000/yr in credit card fees by switching to dual pricing.
Joyeria Daisy
Saved $12,000/yr in credit card fees by switching from Square POS.
Multi-Coatings Macotex Supplies
Saved $5,000/yr in credit card fees by switching to dual pricing.
Accept Credit Card Payments No Matter Where Your Customers Are At
Take payment on the platform you prefer
In-Store Credit Card Processing
In-store payments let your business accept payments using your Merge Stream POS systems. We support chip, tap, and contactless payments like Apple Pay, making checkout fast, secure, and convenient.
Online Credit Card Processing
Online payments allow your business to accept online payments customer login portal. Customers can easily pay with their credit cards enabling secure transactions.
Secure The Lowest Credit Card Processing Rate
One simple processing rate - No hidden fees
Your business pays
0%
On credit card transactions
Your customers pay
4.0%
On credit card transactions
Choose The Correct Credit Card Processing Program For Your Business
Let our team of experts help you choose the right credit card processing program for your business
Traditional Credit Card Processing
Traditional credit card processing charges merchants a percentage of each transaction as a processing fee.
- Merchant-Paid Fees: Merchants pay transaction fees for every card payment.
- Fixed Processing Rates: Rates vary based on the card type and network (Visa, Mastercard, etc.).
- No Added Cost to Customers: Customers pay only for the product or service, not the processing fees.
- Revenue Impact: Processing fees reduce profit margins for the business.
- Industry Standard: Most businesses operate under this model, as it’s the most widely known method.
Dual Pricing - $0 Processing Fees
Dual pricing shifts the processing fees to customers by displaying two prices at the point of checkout. A card price and a cash price.
- Customer-Paid Fees: Customers pay a small fee for using a credit card, encouraging cash payments.
- Cash Discount Incentive: Customers receive a discount for paying with cash.
- Business Cost Savings: Merchants avoid processing fees, increasing their profit margins.
- Compliance with Regulations: This method complies with industry regulations if properly disclosed.
- Growing Popularity: More businesses are adopting this model to reduce processing expenses.
Get a Free QuoteCredit Card Processing You Can Trust
Peace of mind comes standard with Merge Stream. Accept online and in-person payments securely, knowing that we prioritize the safety of your transactions. With advanced tools like data encryption, tokenization, and cutting-edge fraud prevention, we ensure your customers' card information stays protected.
PCI Compliance
PCI Compliance ensures that your business adheres to the Payment Card Industry Data Security Standards (PCI DSS), safeguarding sensitive cardholder information. With Merge Stream, you can operate with confidence, knowing that every transaction meets strict compliance standards.
Data Encryption
Data encryption transforms sensitive payment information into unreadable code during transactions, protecting customer data from hackers and fraudsters. Merge Stream encryption technology to secure cardholder details from swipe to settlement. This ensures that your customers' data is safe and secured.